Virtual Terminal

Virtual Terminal is a secure, browser-based application that enables businesses to authorize, process and manage credit, debit and gift card transactions from any computer that has an Internet connection.

Whether the merchant sells online, takes phone orders, mail orders or just needs a simple method of processing transactions directly from any web-enabled PC, Virtual Terminal provides the processing functions of a physical POS terminal at an affordable price.


Virtual Terminal is a full function, cost-effective alternative for businesses that typically use a traditional POS terminal but do not want to invest in additional equipment. Top Retail Segments include:

  • Hair Salons & Spas
  • Hardware Equipment & Supplies
  • Misc. Gift & Novelty Shops
  • Automotive Parts & Services

Professional Services

  • Doctors
  • Lawyers
  • Accountants
  • Veterinarians and other professionals accept credit cards without the traditional terminal associated with a retail environment.

Mail Order/Phone Order (MOTO)

MOTO businesses risk violating Visa and MasterCard regulations if they hand-key transactions on a traditional terminal that is not e-commerce enabled. Top MOTO Segments include:

  • Charitable Organizations
  • Companies that have catalogs & call centers
  • Hospital billing centers


Government Agencies can utilize existing computer equipment to process credit card payments. Virtual Terminal also supports Level II Purchase cards for government agencies that require this functionality.

Product Benefits

Virtual Terminal offers business owners flexibility in payment processing. Benefits include:

  • Processes transactions in 2-4 seconds.
  • Simplifies payment processing online.
  • Convenient access from any Web-enabled computer.
  • Secures every transaction with pre-authorization and encryption.

Fee Free Processing

Would you like 0% processing fees? Click the button below to learn more.